This is a post about the Social Security Direct Express Debit Card facts – information you should know if you are considering getting the card or what you can expect if you get a Direct Express Card. In case you are new to this, the Direct Express Card is a debit card used to receive federal benefits payments, like Social Security.
1. Do I Need Direct Express Card?
You do not need a Direct Express Card to receive your federal benefits deposit. However, if you are still receiving your Social Security or other federal benefits payments by check, you are out of compliance with the law. Congress passed law that went into effect in 2013 that required that all federal benefit payments be made by electronic payment. This leaves you with 3 choices to receive your federal deposit payment:
– By Direct Deposit to a Checking or Savings Account with a bank or credit union
– By Getting a Direct Express Card Account
– By an ETA Account (Electronic Transfer Account)
The Direct Express card is a convenient way to receive your federal benefits, including Social Security. To sign up for a Direct Deposit Account, click here. To learn about the benefits of the card, click here. The video below does an excellent job of explaining the benefits of the card:
2. Where Can I use my Direct Express Card?
You can use your card anywhere Debit MasterCards are accepted. You can use it to make purchases, pay bills, including online bill payments, take money at ATM, including FREE direct express network ATMs, and make purchases online and over the phone like any regular debit card. Here is a helpful image on where and how you can use your Direct Express Debit Card and Account.
3. What are the fees for using Direct Express Debit Card?
The Direct Express card comes with very low fees. In fact, most of the features that come with the card are free and the ones that you pay for have very low fees. See below for the list of fees. As you will see, you get a lot of great features for free, unlike other prepaid debit cards that charge you an arm and a leg and nickle and dime you on every little feature they provide.
4. How Can I find a Direct Express ATM Near Me?
Direct express has a vast network of ATMs. Here are instructions on their ATM network and how to use it. To find an ATM near you, click here.
5. How Can I Contact Direct Express?
You can contact Direct Express Customer Service by following the instructions below:
We hope this article has been helpful to you. If you have further questions about Direct Express Debit Card Facts, please let us know in the comments section below.