This post will answer the question – Why Are Social Security Disability Checks Late? Receiving Social Security Disability benefits can be a lifeline for those unable to work due to disability. Once your claim is approved, you eagerly await your monthly payment, but sometimes it can be late, leaving you feeling uncertain and concerned.
This post will provide reasons for late payments and what you can do if your payment is late.
Additionally, we will provide an FAQ section about Social Security Disability payments.
Why are Social Security Disability Checks Late?
There could be several reasons for a late disability payment:
Changes in bank account or address
If you haven’t updated the Social Security Administration (SSA) about your bank account change (for direct deposit) or change of address, your payment may be delayed.
Changes in the SSA’s bank account
The bank account used by the SSA to pay your disability benefits may have changed, delaying your payment.
Slow processing time at Social Security Administration (SSA) office
The SSA office in charge of your disability payments might be experiencing slow processing time, leading to a delay in your payment.
What to Do About a Late Check
If your disability payment is late, the SSA requests that you wait a minimum of three business days before contacting your local SSA office or calling 1-800-772-1213.
Also, if you suspect a payment was stolen, contact the SSA immediately.
Additionally, if your first disability check does not come within 90 days of your claim approval, contact your local SSA office or your disability attorney if you have one.
FAQs About Social Security Disability Payments
Here are the most frequently asked questions about Social Security Disability payments:
How are disability benefits paid?
The SSA no longer sends paper checks through the mail for disability benefits.
Instead, benefits are paid through either a direct deposit to your bank account or a deposit to a debit card.
When can I expect my payment each month?
Disability payments are made on different days of the month.
When your payment is made depends on your birth date.
However, there are some exceptions for those who started receiving disability benefits before 1997 or receive both disability and Supplemental Security Income (SSI).
How do I report a late payment?
If your payment is late, wait at least three business days after the expected payment date before contacting your local SSA office or calling 1-800-772-1213.
Summary – Are Social Security Disability Checks Late?
While late Social Security Disability payments can be frustrating and concerning, understanding the reasons behind the delay can help alleviate some stress.
If you’ve waited the appropriate amount of time and still haven’t received your payment, don’t hesitate to contact your local SSA office or your disability attorney.
They can provide guidance and assistance in ensuring you receive the benefits you’re entitled to.
If you have questions about Social Security or Disability benefits, you can ask us in the comments section below.
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