US Direct Express Customer Service
Last Updated 8/19/20
In this post, we will help you reach Direct Express Customer Service and talk about what they can help you with. Before we do that, we will give you a brief summary of the Direct Express Card and how your account is managed.
The Direct Express Debit Mastercard is a prepaid reloadable card that is issued by Comerica Bank on behalf of the US Treasury Department.
It is used as an electronic payment option for Federal Benefits.
NOTE: If you would like to write a review and rate your experience with Direct Express Customer Service, see the review and ratings form immediately below the end of this article.
Electronic Federal Benefits is the Law
A law was passed by Congress that requires all federal benefits to be paid electronically. As a recipient of federal benefits (like Social Security, SSDI or SSI), you can comply with this rule in two ways:
The first is to have your benefits payment deposited into your checking or savings account.
If you do not have a traditional checking or savings account, another option is to have your benefits deposited on the Treasury Department recommended prepaid card – the Direct Express card.
However, if you are trying to reach customer service to apply for a Direct Express card, scroll below for instructions.
If you already have a Direct Express card and need to reach customer service, continue reading. Here’s how Direct Express Customer Service can help you.
Before You Call Customer Service
Before you call Direct Express Customer Service team, it is important to know what the top issues people call customer service for and what you should expect if you are calling about one of the following issues:
Dispute Unauthorized Transactions
Debit and Credit Card these days have become a favorite target of online fraudsters looking to make a quick buck.
If you have been a target of fraud and have transactions on your debit card you did not make or authorize, it is important to report this to customer service immediately. The sooner you report the issue, the better your chances of getting your money back.
Replace Lost or Stolen Card
If your debit card is lost or stolen, you should call customer service right away.
First, this is important because they will immediately cancel the card so there can be no transactions added to the card while you wait for your new card.
Second, it takes about 10 days to get your new card, unless you pay for expedited shipping with tracking.
Reach Dispute Resolution Department
You can reach the Dispute Resolution Department through the customer service number.
If you are disputing a transaction on your card, it is important to know the following:
First, it is important to have all the details of the event you are calling to dispute. This includes when the transaction happened when you became aware of it and why you are sure you did not authorize that transaction.
This is especially important if the disputed transaction happened in another state or country and there is no way you could have been there.
Second, be aware that the dispute process takes time. After you report it, it can take anywhere from 45 days to 90 days to get it resolved.
Third, you may be required to fill out a fraud packet, which you will have to return in 10 days. Make sure you return it on time. If you don’t, your case will not proceed.
Fourth, even if Direct Express agrees that there’s been fraud on your account, there will be no credit added to your account until you submit the fraud packet explaining what happened.
That’s why it’s important to get that completed quickly.
Ask Questions About Direct Express
If you have other questions about the Direct Express debit MasterCard that is not mentioned above, you can get help with customer service to get answers.
Apply for Direct Express Card
If you receive one of the following federal benefits, then you are eligible to apply for Direct Express. Scroll below for detailed instructions on how to apply, including the Direct Express Customer Service number to call.
These are the federal benefits programs eligible for Direct Express:
- Social Security
- Supplemental Security Income
- Veterans Affairs
- Railroad Retirement Board
- Office of Personnel Management
- Department of Labor (Black Lung)
Direct Express Customer Service Number
If you have questions about your Direct Express card and would like to speak with a customer service representative, you should follow the instructions below:
As you can see from the image, if you already have a Direct Express card, you can call customer service at the following numbers:
- Customer Service: 1-888-741-1115
- Hearing-impaired: 1-866-569-0447
- International: 1-765-778-6290 (Collect)
Do you have Complaints about Customer Service?
If you have complaints about your experience with Direct Express customer service, we will like to know about it. Scroll down to the comments section below and tell us about your issue.
As you will see, there are a lot of Facebook comments below about customer service. We encourage you to read through as many as you can.
You may even get answers to some of the questions you are calling customer service about since people with the same issue may have posted solutions about it.
Of course, we encourage you to add your own comments and any advice you would like to give to those trying to get their issues resolved with customer service.
How to Speak to a Live Person at Direct Express
One of the biggest complaints of the Direct Express debit card is how hard it is to reach a live person.
We have detailed below a step by step process on how to talk to a human at Direct Express – based on our own testing of the best way to reach a live person.
Call Direct Express Customer Service toll-free at 1-888-741-1115 (Customer service agents are available 24 hours a day, 7 days a week)
For English, (press 1), for Spanish (Press 2), for all other languages (press 3)
If you have your Direct Express card with you, then enter your 16-digit debit card number.
After entering your card number, a Direct Express customer service agent will answer your call shortly.
You may be put on a brief hold if all agents are currently assisting other customers when you call.
If you do not have your Direct Express card with you, then (Press 2) to access your account using your Social Security number.
If you do not have your Direct Express card number or Social Security number, here is what you need to do to talk to a live person:
Wait while the auto-attendant goes through the messages below a few times, then you will be transferred automatically to a customer service representative:
- We are sorry, we did not receive your selection – Please try again, your 16 digit card number is in front of your card, To re-enter your card number, press 1
- To access your card account information using your Social Security number, press 2
- To find out the status of your previously ordered card. press 3
- If your card has been lost, stolen or damaged, press 4
After the system goes through the above message three or four times, you will be transferred automatically to a customer service representative.
Other callers have reported longer hold times. If you do not have time to wait on hold, you may have to try calling at different times of the day to see if you are able to talk to a representative sooner.
How to Apply for the Direct Express Card
The article provides detailed instructions on how to apply for the card and what you need to complete the process.
Another option is to call Direct Express Customer Service (this is a different number that is dedicated to card enrollment) at Card Enrollment Center: 1-800-333-1795.
In addition, you can sign up for the Direct Express card when you apply for Social Security benefits.
Finally, you can also request Direct Express card after you receive your first benefit check by contacting the Direct Express card enrollment center at 1 (800) 333-1795 (toll-free) to sign up for the card.
Direct Express Customer Service Summary
We hope this post on Direct Express Customer Service was helpful.
If you have further questions about Direct Express Debit MasterCard, please let us know in the comments section below.
Submit your review
HORRIBLE!!!!!! THEY ALWAYS BLOCK MY CARD!!!!! DONT GET IT IT SUCKS!!!!
All of a sudden my password no longer works. I want to get it working again or start a new one. I can't get in to my account without it.
I have tried since my son died last December to clear up his account.
I have been told that my inquiry would be expedited since it has been
so long. I would receive a letter or an email and I have received nothing and this was last August. I have tried since to call but I got the robot saying the system was down for 2 weeks. This was over a month ago. PLEASE won't someone help me???
i received a notice that my ssi will not be going intothe master card acct. as of dec.1 2020. ive opened an account at a bank, just have to pass acct. info to a real person!!!
some one took 500.00 out of my acc on sept 10 i reported it still havent got my money back
worst customer service in the world and there is a scam on the sign in page for help by a fake express expert
This is the worst company to do business with and they do not care about you AT ALL!!!! TI spoke to them the other day regarding disputed transactions and have be4en forced to replace my card twice already now I need to pay my rent and buy food and they have shut my card down AGAIN!!!!! They should be ashamed of themselves.
I wanted to book a cruise. Tried to pay but card was declined five days ina row even though there was 5,000 balance.
The one time I spoke with supervisor she said I was out of the country and had to be approved by security. Security said the card had to be approved one month in advance. I explained I am in Florida. The cruise was not till 2022. The card has never worked and I lost my booking. I’m changing cards.
I've been trying to get a Customer Service Rep for 4 hours now, been on hold & when they do answer, they disconnect the call. Every other month, there's always a problem and no one at DIRECT EXPRESS has the answers. WE"RE SWITCHING BACK TO PAPER CHECKS because of the Unprofessionalism that DIRECT EXPRESS has displayed!!!
For one, to give DE Customer Service 1 star is being generous. Although they never took money from my account, I grew tired of not being able to talk to a human, so I tried to cancel my card the regular way, as recommended, but couldn't reach a human, so I had already set up direct deposit with my credit union, and just wanted to cancel the damn card. I found their address for inquiries and sent them my card, cut in half, with a note explaining the situation, hoping that would be enough. Well, I've been having my disability money sent to my credit union since APRIL of this year and can STILL access my DE account using my ssn! Today, I received the annual notice from Comerica for cardholders, so apparently, DE didn't do anything about canceling my account. Direct Express is a scam in every which way and should be avoided like the plague that it is. I'm currently on hold to talk to a human about the card now...If I knew who to contact regarding the issue that could actually accomplish something, I'd be happy.