US Direct Express Customer Service
Last Updated 8/19/20
In this post, we will help you reach Direct Express Customer Service and talk about what they can help you with. Before we do that, we will give you a brief summary of the Direct Express Card and how your account is managed.
The Direct Express Debit Mastercard is a prepaid reloadable card that is issued by Comerica Bank on behalf of the US Treasury Department.
It is used as an electronic payment option for Federal Benefits.
NOTE: If you would like to write a review and rate your experience with Direct Express Customer Service, see the review and ratings form immediately below the end of this article.
Electronic Federal Benefits is the Law
A law was passed by Congress that requires all federal benefits to be paid electronically. As a recipient of federal benefits (like Social Security, SSDI or SSI), you can comply with this rule in two ways:
The first is to have your benefits payment deposited into your checking or savings account.
If you do not have a traditional checking or savings account, another option is to have your benefits deposited on the Treasury Department recommended prepaid card – the Direct Express card.
However, if you are trying to reach customer service to apply for a Direct Express card, scroll below for instructions.
If you already have a Direct Express card and need to reach customer service, continue reading. Here’s how Direct Express Customer Service can help you.
Before You Call Customer Service
Before you call Direct Express Customer Service team, it is important to know what the top issues people call customer service for and what you should expect if you are calling about one of the following issues:
Dispute Unauthorized Transactions
Debit and Credit Card these days have become a favorite target of online fraudsters looking to make a quick buck.
If you have been a target of fraud and have transactions on your debit card you did not make or authorize, it is important to report this to customer service immediately. The sooner you report the issue, the better your chances of getting your money back.
Replace Lost or Stolen Card
If your debit card is lost or stolen, you should call customer service right away.
First, this is important because they will immediately cancel the card so there can be no transactions added to the card while you wait for your new card.
Second, it takes about 10 days to get your new card, unless you pay for expedited shipping with tracking.
Reach Dispute Resolution Department
You can reach the Dispute Resolution Department through the customer service number.
If you are disputing a transaction on your card, it is important to know the following:
First, it is important to have all the details of the event you are calling to dispute. This includes when the transaction happened when you became aware of it and why you are sure you did not authorize that transaction.
This is especially important if the disputed transaction happened in another state or country and there is no way you could have been there.
Second, be aware that the dispute process takes time. After you report it, it can take anywhere from 45 days to 90 days to get it resolved.
Third, you may be required to fill out a fraud packet, which you will have to return in 10 days. Make sure you return it on time. If you don’t, your case will not proceed.
Fourth, even if Direct Express agrees that there’s been fraud on your account, there will be no credit added to your account until you submit the fraud packet explaining what happened.
That’s why it’s important to get that completed quickly.
Ask Questions About Direct Express
If you have other questions about the Direct Express debit MasterCard that is not mentioned above, you can get help with customer service to get answers.
Apply for Direct Express Card
If you receive one of the following federal benefits, then you are eligible to apply for Direct Express. Scroll below for detailed instructions on how to apply, including the Direct Express Customer Service number to call.
These are the federal benefits programs eligible for Direct Express:
- Social Security
- Supplemental Security Income
- Veterans Affairs
- Railroad Retirement Board
- Office of Personnel Management
- Department of Labor (Black Lung)
Direct Express Customer Service Number
If you have questions about your Direct Express card and would like to speak with a customer service representative, you should follow the instructions below:
As you can see from the image, if you already have a Direct Express card, you can call customer service at the following numbers:
- Customer Service: 1-888-741-1115
- Hearing-impaired: 1-866-569-0447
- International: 1-765-778-6290 (Collect)
Do you have Complaints about Customer Service?
If you have complaints about your experience with Direct Express customer service, we will like to know about it. Scroll down to the comments section below and tell us about your issue.
As you will see, there are a lot of Facebook comments below about customer service. We encourage you to read through as many as you can.
You may even get answers to some of the questions you are calling customer service about since people with the same issue may have posted solutions about it.
Of course, we encourage you to add your own comments and any advice you would like to give to those trying to get their issues resolved with customer service.
How to Speak to a Live Person at Direct Express
One of the biggest complaints of the Direct Express debit card is how hard it is to reach a live person.
We have detailed below a step by step process on how to talk to a human at Direct Express – based on our own testing of the best way to reach a live person.
Call Direct Express Customer Service toll-free at 1-888-741-1115 (Customer service agents are available 24 hours a day, 7 days a week)
For English, (press 1), for Spanish (Press 2), for all other languages (press 3)
If you have your Direct Express card with you, then enter your 16-digit debit card number.
After entering your card number, a Direct Express customer service agent will answer your call shortly.
You may be put on a brief hold if all agents are currently assisting other customers when you call.
If you do not have your Direct Express card with you, then (Press 2) to access your account using your Social Security number.
If you do not have your Direct Express card number or Social Security number, here is what you need to do to talk to a live person:
Wait while the auto-attendant goes through the messages below a few times, then you will be transferred automatically to a customer service representative:
- We are sorry, we did not receive your selection – Please try again, your 16 digit card number is in front of your card, To re-enter your card number, press 1
- To access your card account information using your Social Security number, press 2
- To find out the status of your previously ordered card. press 3
- If your card has been lost, stolen or damaged, press 4
After the system goes through the above message three or four times, you will be transferred automatically to a customer service representative.
Other callers have reported longer hold times. If you do not have time to wait on hold, you may have to try calling at different times of the day to see if you are able to talk to a representative sooner.
How to Apply for the Direct Express Card
The article provides detailed instructions on how to apply for the card and what you need to complete the process.
Another option is to call Direct Express Customer Service (this is a different number that is dedicated to card enrollment) at Card Enrollment Center: 1-800-333-1795.
In addition, you can sign up for the Direct Express card when you apply for Social Security benefits.
Finally, you can also request Direct Express card after you receive your first benefit check by contacting the Direct Express card enrollment center at 1 (800) 333-1795 (toll-free) to sign up for the card.
Direct Express Customer Service Summary
We hope this post on Direct Express Customer Service was helpful.
If you have further questions about Direct Express Debit MasterCard, please let us know in the comments section below.
Submit your review
Don't get this card it's the wrost card ever...
My mother had been trying to get her money fron the IRS sent to this bank, She is trying for days to get her money with no success. This bank should be out of business.
I have sent documents on behalf and what the bank said is that they cannot read the documents (sent via fax & email). We are in the process on getting a lawyer.
Please do not do business with this bank. My daughter has the same problems.
for anyone who reads this. please dont waste your time with these people. they are heartless and will soon not be handling our checks. if you need a routing number and account number do not contact direct express they are clueless. Comerica bank in texas is in charge of our money, they are the ones who picked direct express to handle the card. Comerica bank will do all they can to ignore you also but youll get way further their good luck
I have not been able to use my card since May 4th I went today to try and take money out for rent the card won’t work it says contact direct express I have been trying to call them since May 5th to no avail yesterday I stayed on the phone almost 7 hours hoping someone would answer nothing I need my money to pay bills and meds.
i recieve ssi benefits and have thru direct express for almost 10 yrs, i naturally i assumed my stimulis wouldve gone on to my DE card, but it was not deposited on my DE card at all, and i have been UNSUCESSFULL completely in being able to contact or speak to ANYONE at all to resolve this EXTREAMLY frustrating issue.
I have been trying for days to get a hold of direct express and know one answers my card is locked and I cant pay my bills
So I’m calling customer service because my card got suspended unexplained and I’ve been waiting on hold for 2 hours! Like what the hell I need to pay my rent like why is t anyone answering it’s supposed to be a so call 24 hour chat line and nobody isn’t answering...
I am having trouble using my direct card,i have been trying to get in touch with customer service all weekend and all day today and haven't reached anybody.l would like to know why Il cant use my card.THANK YOU
i try to call someone about my login not working i know my password is rght y'all say its not its not working it work the other day i think i'm fixing call ss tell them
Whoever is running this joint, needs to be fired!!!
shit rolls down hill, why dont you have humans answering phones?
why when the HUMANS YOU DO HAVE ANSWERING PHONES, HANG UP ON YOUR ASS AFTER 10,000 HOURS OF HOLDING???? DONT WASTE YOUR TIME, GO ELSEWHERE SO THIS BUSINESS DOES NOT MAKE ANY PROFIT!! IM STILL LISTENING TO THEIR "HOLD SONG".........IM GOING TO SUE THEIR ASS FOR HOW IT IS DRIVING ME I N S A N E!!!!!! OMG!! I WOULD RATHER LISTEN TO CATS SCREEEECHING THEIR CLAWS DOWN A DAMN BLACKBOARD!! IF I HEAR "we appreciate your patience"....i might just jump out this damn window......WHATS WRONG WITH YOU PEOPLE?