Social Security Payment Schedule

(Last Updated on 3/7/19)

If you receive Social Security benefits or Supplemental Security Income (SSI) and would like to know when your payment will be deposited into your account each month, you’ve come to the right place. For the most part, the date on which you receive your payment depends on whether you started receiving social security benefits before or after May 1997. Here is the Social Security Payment Schedule.

This Post will Cover:
Benefits on or before April 30, 1997
Current Social Security Payment Schedule
What To Do If You Don’t Recieve Your Benefits
Can I Change the date I receive my Benefits?
Can I split my Social Security benefit between two bank accounts?

"Social Security Payment Schedule"

Benefits on or before April 30, 1997

If you received Social Security on or before April 30, 1997, your payment date is usually the third of the month. People eligible for both Social Security and Supplemental Security Income (SSI) generally receive SSI on the first and their Social Security on the third of the month. However, if the third falls on a day when banks and credit unions are closed, then you will receive your payment a day or two earlier.

Current Social Security Payment Schedule

If you started receiving benefits after May 1997, then your benefit payment is made on one Wednesday of the month, depending on your birth date.

  • If your birthday falls on the 1st to the 10th of your birth month, you’ll receive your payments on the second Wednesday of each month.
  • If your birthday falls on the 11th to the 20th of your birth month, you’ll receive your payments on the third Wednesday of each month.
  • If your birthday falls on the 21st to the 31st of your birth month, you’ll receive your payments on the fourth Wednesday of each month.

Note that if you are a spouse receiving survivor’s benefits, the payment date will be based on the birth date of the deceased individual upon whose work record the benefit payments are being made.

Here are Social Security Payment Schedules for the last few Years:

Social Security Payment Schedule – 2019
Social Security Payment Schedule – 2017
Social Security Payment Schedule – 2016

If you want to look further ahead, here is the 2020 Social Security Payment Schedule.

What To Do If You Don’t Recieve Your Benefits

If you receive your Social Security check by direct deposit or via a prepaid debit card like Direct Express, it should arrive on its due date, or the day before if the due date is a holiday.

If you do not receive your benefit payment by the date expected, allow three days to pass after your payment date before you contact Social Security. You can contact Social Security at 1-800-772-1213.

Can I Change the date I receive my Benefits?

Unfortunately, you cannot change the date you receive your Social Security benefits.

Can I split my Social Security benefit between two bank accounts?

Currently, the Social Security system only allows direct deposit only to a single account, at a financial institution (e.g. checking account, savings account, or prepaid card account). However, you may preauthorize your financial institution to transfer funds into your other bank accounts.

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