This blog post will answer the question, “Can Disability Benefits Be Taken Away?” and provide examples of situations where benefits may be stopped.
Disability benefits are a lifeline for many people living with disabilities, providing financial assistance to help them lead more independent lives.
However, there may be instances when these benefits could be suspended or terminated.
We will explain in detail the circumstances under which your benefits may be stopped.
Additionally, we will offer tips on how to maintain your Social Security disability to ensure continued financial support.
Can Disability Benefits Be Taken Away?
Yes, disability benefits can be taken away under specific circumstances.
The reasons are also different for Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI).
Here are the main reasons for the termination of benefits:
Returning to work
If you return to work and earn more than the Substantial Gainful Activity (SGA) limit, your benefits may be stopped.
The SGA limit for 2023 is $1,470 per month ($2,460 for blind SSDI recipients).
Changes in living arrangements
If your living situation changes, it may affect your eligibility for SSI benefits.
This could include moving in with friends or relatives who pay for your room and board or leaving the U.S. for 30 days or more.
If your disabling medical or mental/psychiatric condition(s) improve, Social Security can find that you are no longer disabled and stop paying your benefits.
Reaching retirement age
When you reach full retirement age (between 66 and 67 years old), your SSDI benefits will stop, and Social Security will automatically switch your disability payments to retirement benefits.
Incarceration or institutionalization
Disability benefits will be suspended if you are in prison or another penal institution after being convicted of a crime.
Failure to respond or cooperate with Social Security
If you fail to respond to the SSA’s requests for information or if they cannot locate you, your benefits may be suspended or terminated.
What Can You Do to Avoid Losing Your Social Security Disability Benefits?
To ensure that you continue to receive your disability benefits, here are some tips and steps you can take:
Keep track of your income and work activity
If you return to work, make sure your earnings stay below the SGA limit and inform Social Security of any changes in your employment status.
Stay informed about your benefits
Be aware of the rules and regulations surrounding your benefits, and ensure you comply with any requirements from Social Security.
Respond to Social Security requests
Cooperate with any requests for information, documentation, or medical evaluations.
This will help ensure that your benefits continue uninterrupted.
Maintain accurate records
Keep records of your medical treatments, job history, and any changes in your living situation, and report any changes to Social Security promptly.
Seek legal help if necessary
If your benefits are at risk of being terminated, consider consulting a disability attorney or advocate to help you navigate the appeals process.
Summary – Can Disability Benefits Be Taken Away?
Disability benefits can indeed be taken away under certain circumstances.
By understanding the reasons behind potential benefit termination, you can safeguard your benefits.
Stay informed, be proactive, and reach out for help when necessary to ensure that your benefits remain in place for as long as you need them.
If you have questions about Social Security or Disability benefits, you can ask us in the comments section below.
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