If you currently have a Direct Express Debit MasterCard, you are probably wondering about where you can use the card and what kind of fees and charges come with using your card. This article explains in detail the list of fees associated with your card. But before we talk about that, let’s first look at where you can use the Direct Express Card.
Your debit card can be used anywhere debit MasterCards are accepted. You can use it to make purchases. This includes restaurants, pharmacies, grocery stores, department stores, pharmacies, flower shops and all places that display the MasterCard logo (and accept MasterCard debit cards). If you are unsure, ask first before you make your purchase. Just find out of they take debit/prepaid cards.
You can also use your card to pay everyday bills, like Electricity, phone, cable and rent, provided the company you are making the payment to accepts debit cards as payments. You should call and find out. This applies to both phone and online payments. But remember that online payments have to be set up through the company’s website.
The card can also be used to get cash from ATMs and cash back from places like grocery stores and pharmacies. Now that you know where you can use your Direct Express Card, here are the fees that come with the card. We will first start with the free services that come with the card. These are things you can use the card to do and no incur any fees:
Direct Express Fees and Charges
These are the services that will incur a fee when you use the Direct Express Debit Card:
As you can see, the card comes with a lot of services that are free, including purchases made in the United States, Cash back with purchases, ATM balance inquiry, calling customer service for help with your card, getting cash at bank/credit union tellers. Another neat feature is that you are allowed one card replacement each year for free, so should you lose the card, you do not have to worry about being charged for a replacement, unlike other prepaid debit cards that charge up to $25 for card replacements. Click here for a list of Free Direct Express ATMs.