Direct Express Free ATMs

One of the questions we often get from our readers is this – What ATMs are free for Direct Express? We will answer the question in this post, including how to locate Direct Express Free ATMs near you.

The Direct Express Debit MasterCard can be used to make purchases, get cash back and pay bills.

The card is also accepted at millions of locations where debit MasterCard is accepted.

Additionally, you can use the card to get Cash at ATMS worldwide, wherever the MasterCard acceptance mark is displayed.

However, using the Direct Express Card at certain ATM locations can result in fees.

In this post, we will provide details below on how to locate FREE ATMs for Direct Express Cardholders.

"Direct Express Free ATMs"

Direct Express Free ATMs

If you don’t want to pay any fees for using your Direct Express Debit MasterCard, then you have to use the “No Fee” ATMs shown below:

Simply look for ATMs that are owned by the bank or network brand mark identified in the image below.

For your convenience, we have provided links below on how to find the nearest FREE Direct Express ATM network, by brand.

When you visit the ATM locator page, simply enter your zip code and you will be provided with a list of the nearest ATMs.

Comerica Bank No Fee ATMsClick here to locate the Nearest ATM

Privilege Status No Fee ATMs – Click here to locate the Nearest ATM

Alliance One No Fee ATMsClick here to locate the Nearest ATM

PNC Bank No Fee ATMsClick here to locate the Nearest ATM

MasterCard ATM Alliance No Fee ATMsClick here to locate the Nearest ATM

MoneyPass No Fee ATMsClick here to locate the Nearest ATM

Citizens Bank No Fee ATMsClick here to locate the Nearest ATM

"Direct Express ATMs"

How to get Cash using the Cash Back Feature

Another option for getting cash on your Direct Express Card (outside of Direct Express Free ATMs) without paying any fees or surcharges is by obtaining cash at a retailer location.

Many retailers will provide cash back with your purchase at the point-of-sale terminal.

Ask your retailer if they provide this service as a convenient way to obtain cash.

Most grocery stores and pharmacies provide this service.

Using ATMs that Charge a Fee

If you are unable to locate a free Direct Express ATM, you can always use an ATM that charges a fee.

However, when you use an ATM that charges a fee, you will always be given the option to cancel the transaction to avoid the fee.

You should therefore always read instructions on ATMs very carefully before you complete a transaction to make sure you understand all the charges.

To learn more about other fees associated with using the Direct Express Card, see our Direct Express list of fees post.

Direct Express Free ATMs Summary

Here’s the bottom line:

First, there are seven ATM networks available to Direct Express cardholders to get money without a fee.

They are:

  • Comerica Bank
  • Privilege Status
  • Alliance One
  • PNC Bank
  • MasterCard ATM Alliance
  • MoneyPass
  • Citizens Bank

However, if you cannot locate an ATM without fees, be sure you understand the total amount an ATM is going to charge you to withdraw cash.


If you have any questions about the Direct Express debit card, please ask us in the comments section below.

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