If you are looking for the April 2021 Social Security Payment schedule, look no further. We can help you. If you are currently getting Social Security Retirement benefits, or disability benefits, including SSDI or SSI, knowing your payment schedule is critical to planning your monthly finances.
In the post below, we have explained in detail how the monthly payment calendar works and provided you with the specific dates on which your April benefit payments will be deposited into your account.
This Post will Cover:
- How Social Security Payment Schedule Works
- April 2021 Social Security Payment Schedule
- What To Do If You Don’t Receive Your Benefits
- Social Security Payments Questions
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How Social Security Payment Schedule Works
When you receive your Social Security benefits (SS and SSDI) depends on your birthday.
- If your birthday falls between the 1st and 10th of the month, you’ll receive SSDI benefits on the 2nd Wednesday of every month.
- Also, if your birthday falls between the 11th and 20th of the month, your benefits will come on the 3rd Wednesday of every month.
- If your birthday falls between the 21st and the last day of the month, your payments will come on the 4th Wednesday of every month.
April 2021 Social Security Payment Schedule
If you are on Social Security benefits, planning ahead is a big part of making sure your benefit payments go the distance.
As you plan for the month of April 2021, knowing when you can expect to get your Social Security checks is important.
You can plan accordingly and make sure your bills are paid on time. It also helps you avoid surprises in case your benefit payment is going to be delayed due to a weekend or holiday.
Here is when to Expect Your Social Security Payment for April:
Social Security and Social Security Disability Insurance (SS and SSDI)
For those receiving Social Security Retirement Benefit or Disability Benefits, here is your payment schedule for April:
- If your birth date falls on the 1st – 10th day of the month, benefits are paid on April 14th.
- Also, if your birth date falls on the 11th – 20th day of the month, benefits are paid on April 21st.
- If your birth date falls on the 21st – 31st day of the month, benefits are paid on April 28th.
Supplemental Security Income (SSI)
If you receive Supplemental Security Income (SSI), you will receive your payments on the 1st of each month.
The exception is when the 1st falls on a weekend or holiday.
If the first falls on a holiday, then you will receive your payment the business day before.
However, if the first falls on a weekend, you’ll receive your payment on the preceding Friday.
Since April 1, 2021, falls on a Thursday, you will receive your SSI benefits on Thursday, April 1st, 2021.
If you started receiving benefits (SS or SSDI) Prior to May 1997, or you are currently receiving both Social Security and SSI payments, you will receive your payments on the 3rd of each month.
If the 3rd falls on a weekend or holiday, you will receive your payment on the preceding Friday.
The exception is when the 3rd falls on a weekend or holiday.
If the 3rd falls on a holiday, then you will receive your payment the business day before.
However, if the 3rd falls on a weekend, you’ll receive your payment on the preceding Friday.
The Complete 2021 Social Security Payment Schedule
If you would like to look ahead and see when payments will be made for the coming months in 2021, see the complete 2021 Social Security Payment Dates here.
For a breakdown of the payment calendar by month, see our Month by Month 2021 Social Security Calendar, which shows you the payment dates for SS, SSI, and SSDI by month.
You can also reference the table below for a complete list of dates for the rest of the year.
|2021||SSI||SS & SSDI (Birthdate 1st – 10th)||SS & SSDI (Birthdate 11th- 20th)||SS & SSDI (Birthdate 21st – 31st)||Both SS & SSI|
Social Security and Disability Questions
Here are the most frequently asked questions about Social Security and Disability:
What To Do If You Don’t Receive Your Benefits
If you do not receive your payment on your specified day or date, the Social Security Administration asks that you wait three mailing days before contacting them.
You can contact Social Security at 1-800-772-1213.
Are Social Security services affected by Coronavirus (COVID-19)?
The Social Security Administration is still able to provide critical services.
However, all local Social Security offices are closed for walk-in service, though an in-person appointment may be possible.
You may however call your local Social Security office with questions.
Local office employees are answering calls to their office.
In addition, you can call the Social Security Administration’s National 800 Number.
What is a “my Social Security” online account and how do I Sign Up?
You can set up my Social Security online account to check your Social Security information and perform some tasks with the SSA online.
For help on how to create an account online, click here.
In addition, the video below explains in detail what my Social Security account is about, what you can do with it online, and how to sign up.
What if I get an overpayment?
If you are notified by the Social Security Administration of an overpayment, you have the right to appeal the overpayment decision or request that they waive (not collect) the incorrect payment.
The Social Security Administration may stop the collection of the overpayment if:
- It was not your fault that you received an overpayment; and
- Paying it back would cause you financial hardship or be unfair for some other reason.
How Much will SSI and SSDI Recipients get in 2021?
Social Security recipients, including disability benefits, will see a 1.3 percent Cost of Living Adjustment (COLA) increase.
This will go into effect in January. For the average disability benefits recipients, that means an increase of their monthly benefits by $16 to $1,277 from $1,261.
The maximum Social Security check for an individual retiring at full retirement age will rise to $3,148 a month in 2021 from $3,011 — an increase of $137.
Average Monthly Benefits in 2021 (+ difference from 2020)
SSDI Benefits for Individuals: $1,277 (+$16)
SSDI Benefits for Individuals w/ spouse, kids: $2,224 (+$29)
SSI Benefits for individuals: $794 (+$11)
SSI Benefits for couples: $1,191 (+$16)
How Much can I earn in Income without Losing my Disability Benefits?
If you work while receiving disability benefits, you have to be careful not to fall under the substantial gainful activity (SGA) threshold.
When you collect disability and work, depending on the nature of your disability, your income may be considered as engaging in SGA if you reach a certain limit.
If you exceed the limit, you may lose your benefits.
In 2021, non-blind disabled recipients will be able to earn up to $1,310 a month without having their SSDI or SSI benefits terminated.
Compared to the 2020 amount, the SGA threshold is increasing by $50 a month or an extra $600 annually.
Furthermore, blind disabled recipients could earn up to $2,190 a month without losing their SSDI benefits (SGA does not apply to blind SSI recipients).
Similarly, compared to the 2020 amount, the SGA threshold is increasing $80 a month or an extra $960 annually.
Can I split my Social Security direct deposit between two bank accounts?
Currently, the Social Security Administration only allows a direct deposit to a single account (e.g. checking account, savings account, or prepaid card account like Direct Express).
One way to split your payment is to make an arrangement with your financial institution to transfer funds into your other bank accounts.
What is the Ticket to Work Program?
The Social Security Disability Ticket to Work program supports career development for Social Security disability beneficiaries.
Essentially, the Ticket to Work program pays for services to help you find paid work.
The program is targeted at individuals receiving SSI or SSDI benefits who are between the age of 18 and 64.
Ticket to work is a free and voluntary program and there is no penalty if you decide not to participate.
If you are approved for the program, you can get access to services like vocational rehabilitation, training, referrals, job coaching, counseling, and placement services.
However, while you participate in the program, Social Security will suspend medical Continuing Disability Reviews (CDRs).
This is a significant benefit if your disability or condition may change.
That’s because, under normal circumstances, you lose all your Social Security disability benefits if your condition improves.
Can I qualify for Social Security disability benefits if I get veterans’ benefits?
The Department of Veterans Affairs (VA) and the Social Security Administration (SSA) each have disability programs.
However, it is possible to receive disability benefits from both.
The criteria for receiving disability benefits through Social Security are different from those of the VA.
Furthermore, you must file separate applications, one with the Social Security Administration and another with the VA.
One notable difference between the two programs is that while the VA may pay benefits for partial disability, the SSA pays disability benefits only to people with impairments so severe they prevent any kind of substantial gainful activity (SGA).
April 2021 Social Security Payment Schedule Summary
Here’s the bottom line:
Social Security Retirement Benefits and SSDI payments for the month of April will be deposited on the following dates depending on your date of birth:
- 14th of April
- 21st of April, and
- 28th of April
You will receive your benefits on Thursday, April 1st, 2021.
If you have any questions about the April 2021 Social Security Payment Schedule, please ask us in the comments section below.
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