Social Security Payment Schedule

If you receive Social Security benefits or Supplemental Security Income (SSI) and would like to know when your payment will be deposited into your account each month, you’ve come to the right place. For the most part, the date on which you receive your payment depends on whether you started receiving social security benefits before or after May 1997. Here is the Social Security Payment Schedule.

If you received Social Security on or before April 30, 1997, your payment date is usually the third of the month. People eligible for both Social Security and Supplemental Security Income (SSI) generally receive SSI on the first and their Social Security on the third of the month. However, if the third falls on a day when banks and credit unions are closed, then you will receive your payment a day or two earlier.

If you started receiving benefits after May 1997, then your benefit payment is made on one Wednesday of the month, depending on your birth date.

  • If your birthday falls on the 1st to the 10th of your birth month, you’ll receive your payments on the second Wednesday of each month.
  • If your birthday falls on the 11th to the 20th of your birth month, you’ll receive your payments on the third Wednesday of each month.
  • If your birthday falls on the 21st to the 31st of your birth month, you’ll receive your payments on the fourth Wednesday of each month.

Note that if you are a spouse receiving survivor’s benefits, the payment date will be based on the birth date of the deceased individual upon whose work record the benefit payments are being made.

If you do not receive your benefit payment by the date expected, allow three days to pass after your payment date before you contact Social Security.

Social Security Payment Schedule

The image below provides a helpful summary:

"Social Security Payment Schedule"

For the 2016 Schedule, click here.

Are you having problems receiving your benefits, tell us below in the comments section.

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